The insurance borrower or insurance of mortgage credit is above all the best solution for a household borrower to protect his family, in case of problems of health, accidents of life.
Borrower insurance: what risks for which guarantees?
Death, Total and Irreversible Loss of Autonomy, Permanent and Total Disability, Permanent and Partial Disability, Temporary Incapacity for Work, Waiting Periods, Franchising Period, … Risks of Everyday Life, plus Parameters such as age, profession, health status or lifestyle in the process of thinking about choosing your borrower insurance offer. To know everything about home loan insurance, follow our guide of the borrower insurance.
Real estate loan insurance: what steps?
Inseparable from real estate credit, the borrower insurance is usually subscribed with the bank that issues the mortgage. But it is possible to choose an insurance contract from a different institution. When you carry out a delegation of insurance, a few steps must be respected:
- Completing an Individual Loan Insurance Application
- Have a guarantee level equivalent to the group contract
- Performing medical formalities
- Provide its elements to the insurer
- Choose your company and validate your contract
And before these different stages, it is important to carry out a comparison of the different insurers, which is done for you The Central Financing. Our mortgage insurance specialists will advise you and accompany you throughout the various stages of your loan insurance application, to help you benefit from the best conditions and the best protection for you and your loved ones.