GGN Bank:Terms Of Loans

GGN Bank offers a wide range of various financial products, including cash loans, account debt limits, mortgage loans and mortgage loans (for any purpose). In order to receive money, we must meet the relevant requirements.

GGN Bank is a commercial bank whose registered office is in Katowice. He provides comprehensive banking services for individual clients as well as companies and institutions. In terms of asset value, it is the fifth largest bank in Poland. Currently, it has over 4 million customers.


Cash loan in GGN

Cash loan in GGN

One of the popular products at GGN Bank is a cash installment loan . It is a loan intended for any purpose that can be taken comfortably and quickly, and also on any device – this means that we do not have to go to the facility in order to complete the formalities.

However, it is worth remembering that this is not possible with every GGN loan – to be able to get a loan with one click in online banking, you have to be a customer. Otherwise, we will have to contact the bank by phone or go to a bank outlet.

The cash loan offered by GGN allows you to get from 1,000 to 160,000 PLN. The repayment period is from 3 months to 96 months. The interest rate for loans up to PLN 20,000 is 8.99%. With a loan up to 3 years, the interest rate is fixed, the above is variable. The calculator on the bank’s website allows you to calculate the amount of the loan installment. We will also learn from him that we will get a more attractive loan when we are a regular customer, i.e. a person who has an GGN Bank account for at least 3 months. The account must be remunerated.


Cash loan at GGN – for whom?

Cash loan

The bank on the website indicates that a contract of employment is not needed to take a cash loan. Different incomes are accepted, including those obtained from contracts for specific work, contracts of mandate and pensions. This is a great convenience for people who earn on the basis of civil law contracts, because not every bank can receive money.

How much money we receive depends primarily on our creditworthiness. The bank counts it on the basis of the income declared by us or requires appropriate documentation to confirm it. The better we have the creditworthiness, the more we will be able to borrow.

It is also worth pointing out that when checking the credibility of the client, GGN uses various debtors’ databases, for example BIK. People who have had problems with repaying debts in the past may be denied.

If you are looking for another cash loan that will tell your needs fully, check out the Aasa installment loan now. For our clients, we have prepared an attractive offer of online loans up to PLN 10,000, with repayment spread even for 24 months. You can submit an application now.